Terms of Service

Welcome to NRI Kosh (“NRI Kosh”, “we”, “our”, “us”). These Terms of Service (“Terms”) govern your access to and use of the website https://www.nrikosh.com (the “Website”) and any related services, content, or communications provided through it.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About NRI Kosh

NRI Kosh is a community-led platform designed to help Non-Resident Indians (NRIs) connect with vetted, ground-level partners in India for coordination related to property oversight, investments, elderly care, and related responsibilities.

NRI Kosh does not act as a broker, financial advisor, legal advisor, or medical provider. We facilitate information, coordination, and introductions within a structured trust framework.

2. Eligibility

You must:

• Be at least 18 years of age
• Have the legal capacity to enter into a binding agreement
• Use the Website for lawful purposes only

3. Nature of Services

Information provided on the Website is general and informational. Any coordination, introductions, or facilitation are provided without guarantees of outcome. Final decisions, agreements, and engagements are always between you and third-party service providers.

NRI Kosh does not:

• Guarantee investment returns
• Provide legal, tax, or medical advice
• Assume ownership or control over user assets

4. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Use the Website in a respectful and lawful manner
• Not misuse content, data, or access provided
• Independently verify information before making decisions

You are solely responsible for actions taken based on information obtained through the Website.

5. Third-Party Providers

NRI Kosh may introduce or connect users with independent third-party partners (“Community Builders”).

• These partners operate independently
• NRI Kosh does not control their conduct or performance
• Any disputes must be resolved directly with the third party

6. No Guarantees or Warranties

The Website and its content are provided “as is” and “as available”. We make no warranties regarding:

• Accuracy or completeness of information
• Timeliness of updates
• Suitability for specific purposes

7. Limitation of Liability

To the maximum extent permitted by law, NRI Kosh shall not be liable for:

• Financial losses
• Property disputes
• Investment outcomes
• Health or medical outcomes
• Indirect or consequential damages

Your use of the Website is entirely at your own risk.

8. Intellectual Property

All content, branding, logos, text, and materials on the Website are the intellectual property of NRI Kosh or its licensors. You may not reproduce, distribute, or use content without written permission.

9. Termination

We reserve the right to suspend or terminate access to the Website at any time, without notice, if these Terms are violated or if required by law.

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bangalore, Karnataka.

11. Contact Information

For questions or concerns regarding these Terms: